Do you know how much you can borrow for your next home loan? Did you know the amount the banks will lend you can vary as much as $100,000, depending on their credit criteria?

How do you find out which is the right lender for you? You could take time off work, go to each lender, fill out their forms and hope, or you could make one call to us and get all answers, in minutes.

Many people have made the mistake of falling in love with a house only to find that they are unable to get the finance for it.

Organising a pre-approval BEFORE you go house-shopping will:

• Give you a budget to work towards
• Speed up the application process once you have found the house of your dreams (making your offer a more competitive one than a offer from a rival who needs two weeks to organise finance)
• Remove a lot of the pressure associated with arranging finance.

So take the guesswork out of your next mortgage and get a FREE Home Loan Pre-Approval for your next home, commercial or car loan. Contact us here for more details.

Get the latest information about:

• The Property Market - Where it's going and how the changes may affect you
  
• Interest Rates - What's happening to them and how should you prepare?
  
• Tips for making you more prosperous, relaxed and productive
  

Testimonial

"I'm always worried about getting my in-box too cluttered with junk mail but your monthly newsletters are always fun to read and really helpful. Keep up the good work!"

K.L. Glenfield, Auckland

Click here to subscribe to Steve's FREE monthly e-newsletter

Want to buy your 1st home but not sure how?

It's a jungle out there! There are hundreds of home loan options available in New Zealand and it can get pretty confusing trying to figure out what to do for the best.

Here's where you should start; get a FREE copy of my e-book for 1st Home Buyers. 

Chapters include:

• The Process of Buying a Home
• What Can You Afford?
• Annual Costs of Owning a Home
• Arranging Finance - the process
• House Hunting - what to look for, how to make an offer etc
• A Glossary of Common Words Terms in real estate.

 Testimonial

"Steve, thanks for sending me your free e-book, "Steve's Guide to Buying Your 1st Home". It's very clear, no frills, very practical and easy to understand. I'm off to look at a few houses now and will call you soon to get our Mortgage Pre-Approval underway"

S.N. Avondale, Auckland

Click here to request a FREE copy of this e-book.

Are you thinking about buying an investment property but unsure how to go about it?

This is a great resource for 1st-time Property Investors.

Chapters include:

• What Can You afford?
• Legal and Tax Issues
• Property Management Strategies
• What to Look For in an Investment Property.

Click here to request a FREE copy of this e-book.

Having trouble sticking to a budget? This FREE software makes it easy!

PocketSmith is a web-based calendar that forecasts your future cash position.

The online software lets you put all your income and expenses into a calendar so you can plot your expenses as events and project out as far as 12 months into the future.

See your financial future.

The unique forward-focus of PocketSmith tells you what sticking to budget means for the future of your money. It is a crystal ball for your bank accounts. PocketSmith lets you plan and budget for what might happen. Predict what would happen if your car broke down. Find out what a pay raise would mean for a family vacation. This knowledge allows you to hope for the best, but reliably plan for the worst.

Calendars make more sense

Spreadsheets are hard to use for many people. This is PocketSmith uses a calendar to allow you to schedule your upcoming income and expenses. You’ll see how it just means more, and you’ll love how natural this feels. Click here for more information.

Have you been stuck on the same financial treadmill for years? You always seem to have just enough money to pay your bills but never seem to get ahead?

Since 2002, I have helped hundreds of clients from all walks of life to realise their dreams by offering high quality advice and finance options for residential and commercial property, car loans and personal loans. I want you to benefit from the knowledge I’ve gained in that time and have written this e-book to help you to get better control of your financial future.

As a wise man once said: “the rich don’t work for money, they make money work for them”.

This is not a “how-to” guide or a comprehensive financial plan. Instead, I have crammed into these 20 points a distillation of ideas you can apply to your particular situation. Because along with minimising risk this is a great time to look at how you can break the deadlock and start to get ahead financially.

I have included links to various websites and have offered throughout to connect you to industry experts who can help you to get where you need to go.

I hope you enjoy this FREE gift and that it inspires you to:

• Take action to relieve any financial pressure you are currently experiencing.
• Build wealth, for you, your family and for your retirement.
• Protect your property and your family should you die or are unable to work due to ill-health.

Click here to request a copy of this e-book.