5 (+ 2) Reasons Why 2010 Is Going To Be Great - No, Really!

If you’re looking for bad news and dire predictions, there are plenty of outlets to get them from. This newsletter, however, is all about celebrating the cheerful, the optimistic and the downright cool – ENJOY!

• Residential Construction is about to Boom! (Click on "Read More" to find out why).
• New job ads were up over 10% in January (which city increased by nearly 16%?).
• Free water at your place! How to outsmart MetroWater and do your bit for the planet at the same time.
• Short term mortgages available with NO PROOF OF INCOME!
• Surfing the Internet at work is good for productivity (where are you reading this???).

5 Tips for a Happy & Prosperous 2010

Happy New Year! I hope that your summer is going well and you’ve had (or will have) some time for some serious rest and relaxation.

For most of us, those New Years Resolutions are already forgotten so here’s my Top 5 Tips for a Happy and Prosperous 2010.

1. Get productive – learn some simple tips for improving the way you organise your time, your life and/or your technology (computers mobile phones, business etc).
2. Become a Financial Ninja – check out this simple and low cost software that calculates how much money you’ll have in your bank accounts on any day for the next 12 months – automatically!
3. Sooth the Soul, (on the cheap). It’s easy to feel relaxed when you’ve just come back from holiday, but how do you stay on an even keel for the rest of the year?
4. Put your Mortgage on a Diet – Interest rates could rise as much as 3% over the next 2 years – how to get your mortgage in shape so it works harder for you.
5. Review your Insurance Cover – what’s different in your life from 3 years ago? Have your insurance arrangements kept up? What would happen to your family if you were suddenly unable to work due to illness (tip; you probably won’t be covered by ACC).

Steve's End of Year Newsletter

As we start on the final run up to Christmas, here are my Top 5 Tips for saving, borrowing and making money over the next few months.

Take 5 minutes to learn about:

• Need a mortgage top up before Christmas? There's still time!
• Christmas gifts for clients, friends or family (mention my name for a discount!)
• New loan products that are making it easier to buy a property. Do you qualify?
• Buying an investment property? Here’s a great service for people short on time and/or experience
• Why it’s a great time to be a saver (and what to do if you're a borrower).